Buying or building your first or subsequent home is most people’s largest financial commitment and the choice of Lenders and loan products can be overwhelming.


We will guide you by seeking out the most favorable rate, loan structure, offsetting, fees and documentation requirements.



We closely monitor the changing residential investment landscape to understand what’s on offer from Lenders. Some Lenders may charge a premium or additional fees on investment loans.


We understand the types of loans on offer, and the associated costs and we are confident of securing you the best deal.  



Some clients save thousands of dollars by renegotiating their loan arrangements. 


We recommend reviewing your loan every 2 years and in a quick phone conversation, we can advise whether this is worthwhile.  We then negotiate directly on your behalf and make all the arrangements minimizing the hassle. 

When it comes to loans, we organise everything from pre-approval to settlement and beyond. 
Lenders have different and changing appetites for various types of lending.
Through our close connections and knowledge of the market, we can advise and source the most appropriate loans for you

OX Finance

Level 3, Building 7 Botanica Corporate Park, 570/588 Swan St, Richmond VIC 3121

Mobile 0449 952 118


OX Finance is a Credit Representative of VOW Financial Pty Ltd

VOW Financial ABN: 66 138 789 161

Lachlan Haig Pty Ltd ATF L&J Haig Family Trust ABN: 17 248 562 350