COMMERCIAL FINANCE

EQUIPMENT FINANCE

Having the right equipment and assets in your business are crucial for operating performance and growth. Equipment finance typically involves a lender providing business finance that is secured by a piece of equipment. We can source short or long term loans according to your needs.

WORKING CAPITAL

A business may benefit from a working capital loan to support everyday operational expenses such as accounts payable, and wages, for example, for a variety of reasons that might include seasonality of cash flow, high growth periods and stretched payment terms.

The loan may be short or long term.

MERGERS & ACQUISITIONS

Finance through change requires an innovative and flexible approach with a trusted partner who can execute your strategy.  We take into consideration your unique needs, and short to long term objectives. A loan is usually over 3 – 5 years and can be asset and/or cash flow secured for the optimum solution.

COMMERCIAL PROPERTY

From property developments, to factories and warehouses, and offices to shops, commercial property finance is broadly available. However, using our expertise and deep understanding of lenders assessment criteria such as tenancy quality, the property itself, and the location in a high or low traffic area, we secure great deals minimizing the need for additional capital.

Through our network and industry knowledge, we will source a lender that will provide you with the most suitable and cost effective commercial finance facility.

Lenders have different and changeable appetites, each applying their own set of criteria to reflect perceived risk.  We have a deep understanding of the commercial finance market which enables us to negotiate the best possible solution for your unique business needs.

OX Finance

Level 3, Building 7 Botanica Corporate Park, 570/588 Swan St, Richmond VIC 3121

Mobile 0449 952 118

Lachlan.Haig@oxfinance.com.au

OX Finance is a Credit Representative of VOW Financial Pty Ltd

VOW Financial ABN: 66 138 789 161

Lachlan Haig Pty Ltd ATF L&J Haig Family Trust ABN: 17 248 562 350